Debt relief is anything that can help someone cope better with a bad financial situation. As a bankruptcy attorney in Nashville, Tennessee, Ron Nevin has helped many people find relief from excessive debt. Here, Nevin explains the term -debt relief- and talks about some legal options available to help individuals who are struggling to meet their financial obligations.

With the economy still on shaky ground and unemployment in some states at all-time highs, many people are finding themselves faced with sky-high debt and piles of bills. When it comes to debt relief, it can come in several forms. Most commonly, however, the term -debt relief- refers to either a Chapter 7 or a Chapter 13 bankruptcy.

Chapter 7 Bankruptcy Chapter 7 bankruptcy is what many people call a -straight- bankruptcy. In a Chapter 7 bankruptcy, most of your debts are discharged. For individuals who are struggling with late credit card payments, medical bills or impending foreclosure, this means relief from threatening phone calls, harassing letters and the fear of losing their home. While a Chapter 7 bankruptcy may not leave you completely without debt (you are still responsible for domestic support obligations,

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